practice areas

  • Coverage
  • Personal Injury
  • Insurance
  • Litigation
  • Matrimonial
  • QDROs
  • Estates & Trusts

admitted to practice

New York

court admissions

  • Supreme Court of the United States
  • Court of Appeals, Second Circuit
  • Courts of the State of New York
  • United States District and Bankruptcy Courts for the Western District of New York


  • State University of New York at Buffalo School of Law (J.D. 1997)
  • State University of New York at Buffalo, (B.A., magna cum laude 1994)

professional highlights

  • Super Lawyers 2012-2017
  • D’Youville College Adjunct Professor
  • Hilbert Adjunct Professor
  • SUNY at Buffalo Adjunct Professor
  • Conversational Polish
  • Claims Litigation Management (CLM), sponsored member

Ms. Kowalczuk’s practice includes civil defense litigation in the areas of Premises and Automobile Liability; Lead Paint; Labor and Construction Law; Products Liability; Supplemental Uninsured/Underinsured Motorist (SUM) actions; No-Fault; Insurance Law; Municipal Law; fraudulent claims investigation; and providing coverage opinions and analyses. She is also experienced in handling matrimonial matters, labor and employment matters, estate planning, and Article 81 guardianships.

Ms. Kowalczuk wrote the January 2015 cover story for Claims Management Magazine, a publication of CLM, entitled “There’s No Place Like Home: What Buffalo’s Historic Storm Teaches Us About Catastrophe Response”. She was named a Super Lawyer for the years 2012 – 2018 in the practice area of Personal Injury Defense. She has made various presentations in house to clients, and presented to various claims personnel on Priority of Coverage at the New York State Bar Association Seminar “2014 Law School for Insurance Professionals” in Syracuse and Buffalo. She is also a member of the firm’s management committee.

Ms. Kowalczuk has been an adjunct instructor at D’Youville College since 2008 teaching undergraduate, Masters and Doctoral level courses in Health Care Law. She has been teaching a Master’s Level Health Care Ethics class at Hilbert College since January of 2015, and an undergraduate Health Care Ethics class at SUNY at Buffalo since 2016.

Ms. Kowalczuk is a sponsored member of Claims Litigation Management (CLM); she has acted as Legislation an Safety Chair, and as a Board member of the Insurance Women of Buffalo; Secretary, Buffalo Claims Association; Federation of NY Insurance Professionals, member; Western New York Insurance Association (WNYIA), member; Self-Insurer’s Association of the Niagara Frontier (SIANF), member; Erie County Bar Association, negligence, matrimonial, and elder law committees member; New York State Bar Association, TICL member; and Defense Research Institute, member.

Ms. Kowalczuk has dedicated countless hours of pro bono work to serving the legal needs of the Western New York community. She has also coordinated the office’s various charitable efforts including our current participation with the Salvation Army and the American Federation for Suicide Prevention.

Ms. Kowalczuk is a native of Gdansk, Poland and has resided in the Buffalo, New York area since 1980. She is a graduate of the State University of New York at Buffalo (B.A., magna cum laude 1994), and the State University of New York at Buffalo, School of Law (J.D. 1997). Ms. Kowalczuk was admitted to the State Bar of New York in 1998, and has been admitted to practice before the Supreme Court of the United States, the Second Circuit Court of Appeals, as well as the United States District and Bankruptcy Courts for the Western District of New York. She speaks conversational Polish.

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Brown & Kelly LLP

Brown & Kelly LLP