BEGIN:VCARD VERSION:3.0 N:Turner;Frederick D. FN:Frederick D. Turner ORG:Brown & Kelly, LLP TITLE:Partner TEL;TYPE=WORK,VOICE:(716) 854-2620 x 109 TEL;TYPE=FAX,VOICE:(716) 854-0082 ADR;TYPE=WORK:;;1500 Liberty Building;Buffalo;NY;14202;United States of America LABEL;TYPE=WORK:;;1500 Liberty Building;Buffalo;NY;14202;United States of America EMAIL;TYPE=PREF,INTERNET:fturner@brownkelly.com END:VCARD